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RC Incentive e Congressi - BORGHINI E COSSA
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LA POLIZZA DI RESPONSABILITÀ CIVILE INCENTIVE E CONGRESSI

La polizza di responsabilità civile incentive e congressi costituisce il migliore strumento assicurativo, a copertura dei rischi derivanti dall’organizzazione di qualsiasi tipo di manifestazione.

Viene infatti coperta la responsabilità civile derivante all’Organizzatore della manifestazione per:
1. lesioni personali e danni materiali involontariamente cagionati a terzi (compreso il Promotore della manifestazione); 2. danni patrimoniali involontariamente cagionati a terzi e al Promotore della manifestazione, in conseguenza dell’inadempimento totale o parziale di quanto concordato nel contratto concluso fra quest’ultimo e l’Organizzatore della manifestazione.

La garanzia è estesa fra l’altro:
- alla detenzione, custodia o deposito di cose affidate o fornite dal Promotore della manifestazione;
- al servizio di guardaroba, purché custodito;
- ai danni ai fabbricati nei quali si svolge la manifestazione e al relativo arredamento;
- ai danni cagionati alle cose di terzi derivanti da incendio, esplosione e scoppio delle cose dell’Assicurato o da lui detenute.

La garanzia può essere sottoscritta come estensione alla polizza di Responsabilità Civile Professionale degli Agenti di Viaggi e Tour Operator oppure mediante stipulazione di un contratto autonomo.
In questo secondo caso è possibile sia l’emissione di una polizza annuale (vengono assicurate tutte le manifestazioni organizzate) che la copertura in forma temporanea per una determinata manifestazione (in tal caso non sono assicurabili i danni patrimoniali di cui al precedente punto 2.).

Manifestazione: Per manifestazione si intendono, a titolo esemplificativo, incentive, congressi, conferenze, meeting, convention, esibizioni, esposizioni, mostre, presentazioni, allestimenti e/o dimostrazioni, eventi sportivi a carattere non professionale.

Promotore della manifestazione: Per promotore della manifestazione si intende qualsiasi persona fisica o giuridica (società, associazioni, fondazioni ed enti di fatto o di diritto in genere) che commissiona all’Organizzatore della manifestazione la manifestazione e le eventuali attività ad essa accessorie.


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