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Polizze Fidejussorie - BORGHINI E COSSA
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POLIZZE FIDEJUSSORIE


La polizza fidejussoria è il contratto con cui la Compagnia di Assicurazioni garantisce l'adempimento degli obblighi del Contraente nei confronti del Beneficiario.

Si tratta di un rapporto fra tre soggetti:

• un obbligato

(il Contraente) che deve prestare una garanzia, ma non è economicamente in grado di farlo direttamente;

• un terzo fidejussore

(la Compagnia di Assicurazioni) che rilascia tale garanzia;

• un Beneficiario

(l'Assicurato o l'Ente garantito) che riceve la polizza fidejussoria a garanzia dell'adempimento dell'obbligato.
Essendo il rischio rappresentato dall'eventuale inadempimento del Contraente, la valutazione del rischio e la sua presentazione alla Compagnia assumono rilevanza fondamentale. È in questa delicata fase che Borghini e Cossa opera un'accurata analisi, non limitandosi ai soli aspetti finanziari e patrimoniali, ma approfondendo anche altri importanti elementi, quali la storia aziendale, la serietà gestionale, la posizione sul mercato, i metodi operativi, ecc.

Nel corso degli anni Borghini e Cossa è stata in grado di soddisfare le più diverse esigenze dei suoi clienti in questo settore, arrivando a fornire un ampio ventaglio di soluzioni assicurative fra cui:
• Polizza fidejussoria a favore degli enti territoriali (Regioni, Provincie, Comuni) per il rilascio dell'autorizzazione all'apertura e all'esercizio di Agenzie di Viaggi e Turismo;
• Polizza fidejussoria per l'anticipato rimborso dell'I.V.A.;
• Polizza fidejussoria a garanzia della buona restituzione dei locali, in relazione a contratti di affitto di uffici o alberghi;
• Polizza fidejussoria per appalti.

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